Using Field Service Management Software With GPS Tracking to Reduce Insurance Cost

February 22, 2021

Real-time GPS tracking and Field Service Management (FSM) software are no longer tools that are only available and for large fleets. These solutions have become more readily available and more cost-effective for fleets of any size. While there are many advantages to implementing these telematics tools, one notable advantage is reducing your insurance cost. 

While insurance is a necessary line item in every budget, no one wants to spend more than they have to. Utilizing FSM software and GPS will help reduce delivery driver insurance costs and get the most from your telematics solutions.

5 Ways Field Service Management Software and GPS Can Reduce Your Insurance Cost

1. Reduces Theft

According to the National Highway Traffic Safety Administration (NHTSA), more than 770,000 drivers have their vehicles stolen each year. With GPS tracking becoming a more popular tool, it is easy to understand how it can help to reduce theft by improving recovery. 

If a vehicle or another asset is stolen, having GPS tracking can help locate and recover it, thus preventing large claims that the insurance would have to pay out. When you have this tool, insurance companies can offer anti-theft device discounts, which will reduce your overall insurance cost.

2. Reduces Unauthorized or Misuse of Vehicles

Prior to tracking vehicles using GPS, it was much more difficult to identify and prove the use of company vehicles for personal use. When employees utilize company vehicles, they are active on the road for more time and over further distances, which increases the likelihood of accidents, not to mention the increased fuel and maintenance costs. Knowing that vehicles are only being used for company business assures the insurance companies that those additional miles won’t be driven, resulting in improved insurance rates.

3. Encourages Safer Driving Behaviors

Monitored drivers are safer drivers. It is just that simple. Utilizing FSM software and GPS, problematic driving behaviors are recognized and recorded. Behaviors such as speeding, hard stops, or aggressive acceleration trigger alerts. Managers can coach drivers about these behaviors and reduce the occurrence. Safer driving behaviors reduce the risk of accidents and citations, both of which garner savings in your insurance costs.

4. Ensures Timely Preventive Maintenance

Vehicles that are well maintained are also safer vehicles. By utilizing telematics and GPS monitoring, real-time alerts are sent to notify managers of maintenance issues or alert them that preventive maintenance is due. A maintained vehicle is less likely to blow a tire or have a mechanical failure that results in an accident.

5. Records the Video

Perhaps one of the most exciting additions to the FSM tools is the dual-facing dash cam. The dash cam records accidents along with the moments before and after. This is so valuable in cases where the fault is in question. It provides indisputable evidence of the events as they happened and records the driver’s attempts to avoid the accident. This evidence can be used in lawsuits and claims and can help determine fault. Reducing accidents where you are at fault will absolutely keep insurance costs down.

Using fleet management software and GPS can provide multiple benefits. Along with improving safety, reducing fuel costs, optimizing driver schedules, and improving pay practices, they can also reduce your fleet’s insurance costs. Efforts that improve overall safety and reduce the risk of accidents can translate to real savings. 


Check out Azuga’s fleet management solutions to start taking advantage of the technology that can save you money. Azuga’s fleet management software is built with your business in mind and helps track your business from end-to-end. Many solutions are aimed at safety and efficiency and can translate into cost savings across many areas, including insurance costs. Contact Azuga for a free demo today.

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Using Field Service Management Software With GPS Tracking to Reduce Insurance Cost

February 22, 2021

Real-time GPS tracking and Field Service Management (FSM) software are no longer tools that are only available and for large fleets. These solutions have become more readily available and more cost-effective for fleets of any size. While there are many advantages to implementing these telematics tools, one notable advantage is reducing your insurance cost. 

While insurance is a necessary line item in every budget, no one wants to spend more than they have to. Utilizing FSM software and GPS will help reduce delivery driver insurance costs and get the most from your telematics solutions.

5 Ways Field Service Management Software and GPS Can Reduce Your Insurance Cost

1. Reduces Theft

According to the National Highway Traffic Safety Administration (NHTSA), more than 770,000 drivers have their vehicles stolen each year. With GPS tracking becoming a more popular tool, it is easy to understand how it can help to reduce theft by improving recovery. 

If a vehicle or another asset is stolen, having GPS tracking can help locate and recover it, thus preventing large claims that the insurance would have to pay out. When you have this tool, insurance companies can offer anti-theft device discounts, which will reduce your overall insurance cost.

2. Reduces Unauthorized or Misuse of Vehicles

Prior to tracking vehicles using GPS, it was much more difficult to identify and prove the use of company vehicles for personal use. When employees utilize company vehicles, they are active on the road for more time and over further distances, which increases the likelihood of accidents, not to mention the increased fuel and maintenance costs. Knowing that vehicles are only being used for company business assures the insurance companies that those additional miles won’t be driven, resulting in improved insurance rates.

3. Encourages Safer Driving Behaviors

Monitored drivers are safer drivers. It is just that simple. Utilizing FSM software and GPS, problematic driving behaviors are recognized and recorded. Behaviors such as speeding, hard stops, or aggressive acceleration trigger alerts. Managers can coach drivers about these behaviors and reduce the occurrence. Safer driving behaviors reduce the risk of accidents and citations, both of which garner savings in your insurance costs.

4. Ensures Timely Preventive Maintenance

Vehicles that are well maintained are also safer vehicles. By utilizing telematics and GPS monitoring, real-time alerts are sent to notify managers of maintenance issues or alert them that preventive maintenance is due. A maintained vehicle is less likely to blow a tire or have a mechanical failure that results in an accident.

5. Records the Video

Perhaps one of the most exciting additions to the FSM tools is the dual-facing dash cam. The dash cam records accidents along with the moments before and after. This is so valuable in cases where the fault is in question. It provides indisputable evidence of the events as they happened and records the driver’s attempts to avoid the accident. This evidence can be used in lawsuits and claims and can help determine fault. Reducing accidents where you are at fault will absolutely keep insurance costs down.

Using fleet management software and GPS can provide multiple benefits. Along with improving safety, reducing fuel costs, optimizing driver schedules, and improving pay practices, they can also reduce your fleet’s insurance costs. Efforts that improve overall safety and reduce the risk of accidents can translate to real savings. 


Check out Azuga’s fleet management solutions to start taking advantage of the technology that can save you money. Azuga’s fleet management software is built with your business in mind and helps track your business from end-to-end. Many solutions are aimed at safety and efficiency and can translate into cost savings across many areas, including insurance costs. Contact Azuga for a free demo today.

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