If your business wants the best fleet car insurance rate, you may have tried various tactics. Fleet car insurance rates can become a significant expense for your bottom line. This is one reason you need to make sure you are always doing everything you can to get the best rates. There are many ways to lower your fleet auto insurance rates, and you often need to try a combination of them to get the rates you want. Most of the action you need to take requires implementing certain safety features that will show insurance companies that your fleet is less of a risk to them and is less likely to file claims. We will discuss some different tactics you can use to lower your fleet car insurance rates so your business can save as much money as possible.
Dash cams are an instrumental safety feature for many fleets. Dash cams that use artificial intelligence are often the best choice for fleets since they can track various driver behaviors and what’s happening on the road. With both views, it's easier for the cameras to exonerate drivers in the event of an accident. Furthermore, tracking driver behavior tells managers when drivers are exhibiting dangerous behaviors like hard braking or speeding, so they can take action as soon as possible before an accident occurs.
One of the best steps you can take in creating a better fleet is creating a safety culture among your employees. This is beneficial for a variety of reasons. First, of course, it makes your drivers safer on the road. But it also keeps drivers on your team for longer because they feel safer and are more satisfied with their jobs. Of course, another benefit of creating a safety culture is that you can save money on your auto insurance premiums. One way to create this culture is to track safety scores for drivers. When drivers exhibit better behaviors, they’ll have better safety scores that they can use to obtain driver rewards and even advance their careers. Insurance carriers like to see these safety score programs because it indicates a business that prioritizes their drivers’ safety over all else.
Keeping your fleet’s vehicles in good shape is an integral part of keeping your fleet safe. When you let maintenance needs lapse, vehicles are subject to break down or even get into accidents on the road. If you perform preventative maintenance on your vehicles, you’re sure to avoid any issues related to wear and tear. Insurers like to see that you keep your vehicles well maintained so they don’t have to worry about claims due to mechanical failure of the vehicle. If you have maintenance alerts in place, they’ll likely offer a discount on your insurance premium.
Get All These Features with Azuga
Azuga offers dash cams, driver rewards, maintenance alerts, and much, much more to benefit your fleet. With Azuga’s many features in place, you’re sure to obtain a discount on your insurance premiums. If your insurer doesn’t offer discounts just for having these features, you can still negotiate. Use the real data you obtain through Azuga’s telematics to show your business’s patterns of safe behavior and obtain a discount that way. There are many options available, so why not get started with Azuga today and start saving?