If you’re looking for California fleet auto insurance, look no further than this article. There are hundreds of insurance options available on the market today, and it can be hard to decide what the best option is for your fleet. If you’ve been looking for a while with little luck, you’ve come to the right place. California has 26 million licensed drivers on the road, almost as many as Texas and New York combined. Therefore, it’s crucial to ensure your drivers have the best insurance possible. This article will break down four of the best insurance options available in California.
How Does California Fleet Insurance Work?
Of course, no insurance policies are the same, so you’ll need to reach out to each provider for details on each specific policy. But generally, there are three different types of coverage:
- Bodily Injury Liability Coverage: This pays for any injuries or death if the accident is the fleet
- Property Damage Liability Coverage: This coverage protects your company if one of your vehicles damages another person’s vehicle or property.
- Combined Single Limit (CSL) Coverage: The same amount of coverage applies whether there is bodily injury or property damage.
You can learn more about fleet insurance basics by checking out our glossary entry on fleet insurance.
Fleet Business Insurance Providers
Progressive is one of the most popular insurance companies in the country. They have excellent reviews and offer customized coverage. Progressive is a particularly good option for trucking fleets as they have truck-specific policies tailored to these fleets. They are a leader in usage-based insurance (UBI) and offer discounts on their premiums for users who sign up for their Snapshot ProView fleet management program. They also offer discounts for safe driving and work with fleets to develop insurance solutions that work for each business.
Nationwide is another popular insurance company in the US. Even their basic auto insurance policy covers everything a fleet may need, but they offer extensions to offer even more coverage. Nationwide also offers a real-time data monitoring program and provides discounts for drivers who enroll in it. They have high customer satisfaction ratings and strong financial strength, making them the perfect choice for any fleet business. Check out Nationwide’s website to learn more.
Farmers is an excellent insurance company for contractors. This company provides insurance not only for vehicles but also the equipment and assets inside of them. Their policies are relatively flexible, allowing them to work with your business to create the perfect solution. If your fleet is in the construction industry, Farmers may be the choice for you. You can learn more about Farmers on their website.
We’ve all seen the Geico gecko on TV, but does he really offer what he promises? Geico insurance has very positive reviews and is strongly recommended for rideshare fleets. They have specific policies designed for rideshare fleets that other companies simply don’t offer, making them the perfect option for these fleets. If you run a rideshare fleet, check out Geico’s website to see what they have to offer.
Get Insured Today!
If you’re paying too much for your insurance, check out one of these providers and see if you can save some money and get better coverage for what you pay. Make sure you get even more discounts with fleet management software from Azuga. Our features make your fleet safer and, of course, save you money on your fleet’s premiums. Check out Azuga today to see what we have to offer.