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Azuga Insurance Solutions

Learn how Azuga Fleet benefits insurance companies

Azuga Insurance Solutions give commercial auto insurers control. We let you easily and accurately assess the true risk of the drivers covered in your commercial fleet portfolio. This means that you have greater control of the level of risk you are managing, how you price your premiums and how you manage your clients.

How Azuga Insurance Solutions Work

Assess and price risk accurately

Wouldn’t it be great if your agents could complete their ACORD apps with more complete and accurate data, without depending only on customer responses? Are you settling for pricing risk based on where customers garage their vehicles? Azuga gives you information on where vehicles are operated every day, details on driver behavior and a pinpoint understanding of driver routing. These are substantially different risks, and you should use debits and credits accordingly. Azuga lets you do this with accurate, verified data, so no guessing is required.

Expand your low-risk client base and intervene with riskier fleets

Offering Azuga with your policy allows you to retain and attract safer fleets and grow not just topline revenue but bottom line profits on commercial auto insurance.

By better understanding the true risk associated with your commercial fleet base, you can price policies that let you serve mid- or even high-risk clients profitably. Equipping your customers with Azuga Fleet arms them with powerful tools to take control of their fleet, increase safety and decrease the driving behaviors that raise both their exposure to loss and their operating costs.

Enhance your renewal process

Do you ask your insureds or agents to fill out a questionnaire each year?  Did the insured add vehicles, take on additional clients outside their typical routes such that annual mileage changed substantially, did the business grow or shrink dramatically.  All of this data could be in your hands prior to asking a single question to make sure there are no misunderstandings and that your customer is paying the right premium.

Augment your clients’ safety program and loss control measures

The driver score and other Azuga Fleet functions, like Driver Rewards, DriveSafe, distracted driving reports, unauthorized use reports and event alerts will strengthen your clients’ loss prevention measures. The social aspects of Driver Rewards become an important topic during weekly safety meetings, turning safe driving into a competition among workers.

Add additional business value for your client base

Along with risk reduction, Azuga Fleet has been proven to help organizations with fleets to significantly reduce costs and improve service levels, helping them compete more successfully.

Azuga is Driving Insurance Telematics Forward

The commercial auto insurance industry is going through a fast transformation, increasingly turning to telematics-driven programs for access to data allowing them to  assess and price risk more accurately than ever before. These programs are no longer just experiments, they are a competitive advantage for companies that  roll them out.

Azuga is a connected vehicle platform that lets insurance companies tap into telematics and behavioral data, enabling dramatic improvement in rating segmentation using verified data rather than estimates. Our insurance solutions help you differentiate your offering, let’s you bundle in our award-winning fleet solutions that use gamification, driver safety and rewards, and clear reports that make it easy for your customers to operate more competitively and with less risk.

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GPS Fleet Tracking that is simple to use, affordable, and powerful enough to run any size fleet

Learn how Azuga Fleet benefits insurance companies

How Azuga Insurance Solutions Work

Offer the program to your clients

Onboard clients

Receive scoring data to your backend systems

Gain control over your portfolio

Our insurance solutions leverage Azuga Fleet, the award-winning telematics solution used by more than a thousand fleets in North America, South America, the United Kingdom, Europe and India.

  1. Offer the program to your clients
    Whether a white label or an Azuga offering endorsed by you, we make it easy with templates for email outreach, brochures, FAQs and presentations. An Azuga Fleet expert dedicated to your commercial insurance business will assist in presenting the program and answering questions.
  2. Onboard clients
    Azuga will coordinate with you, getting clients signed up and operational on Azuga Fleet, including training and setup.
  3. Receive scoring data to your backend systems
    As clients start operating with Azuga Fleet installed, we push driver behavior and event data through a gamification and scoring engine, giving you an easy way to categorize drivers and fleets into risk categories.
  4. Gain control over your portfolio
    For most businesses with fleets, gaining the tools and intelligence that Azuga Fleet offers helps them manage driver safety and operations at a whole new level. While they are improving their operations, you’ll be optimizing how you manage your portfolio of clients and price your policies.

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